A state-branded citizen wallet for DBT, payroll and collections
MuffinPay State OS is a digital wallet and payments platform for Indian state governments. A state can pay direct benefit transfers (DBT), pensions, scholarships and wages into a citizen wallet in its own name, collect taxes, fees and utility bills, and follow every scheme in a live command centre. MuffinPay designs, builds and runs the platform as the state’s innovation and solutions partner.
Citizen wallet for DBT
Cash benefits and pensions credited straight to a wallet in the state’s name.
Purpose-bound e-vouchers
Subsidies for seeds, books or nutrition, usable only at listed merchants.
Payroll and wage cards
Wages, honorariums and benefit cards for the state’s workforce.
Collections and bill payments
Taxes, challans, utility bills and transit fares, reconciled centrally.
Live command centre
Scheme-wise and district-wise view of releases, credits and spend.
Works with or without a smartphone
State app, feature phone, RuPay prepaid card or a local assisted counter.
Wallets and payments are issued under RBI Prepaid Payment Instrument authorisation by our licensed partner, with Aadhaar e-KYC and customer funds held in escrow at a scheduled commercial bank. All data is stored and processed in India. MuffinPay is a technology platform, not a bank.